PERSONAL LOAN A personal loan is a loan that does not require collateral or security and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank. Normally this can include a few months to a few years in easy equated monthly installments. Eligibility: To all the individuals Duration: 1 Year Max Limit: ` 1 LAKH ROI: 17% SURETY LOAN Eligibility: To all the individuals Duration: 1-2 Year Max Limit: ` 1.75 CRORE ROI: 16% VEHICLE LOAN Eligibility: To all the individuals Duration: 1 Year Max Limit: As per quotation ROI: 15% CASH CREDIT LOAN Eligibility: To all the individuals Duration: 1 Year Max Limit: ` 5 Lakh ROI: 16% PIGMY LOAN Eligibility: To all the individuals Duration: 1 Year Max Limit: 75% of Pigmy Deposit ROI: 10% GOLD LOAN Eligibility: To all the individuals Duration: 1 Year Max Limit: 65% of Net Gold Valuation ROI: 14% LOAN ON DEPOSIT Eligibility: To all the individuals Duration: Based on Deposit date Max Limit: 75% of Deposit ROI: 2% Extra on Deposit interest rate